How To Live A Debt Free Life

It may not be easy to avoid debt during tough financial times, like we have right now and it might take discipline and sacrifice sometimes, but not always I should say, especially if you really wanted something necessary! Typical example is when one of family members is critically ill and you needed to get some loan, obviously, you can't just sit down and do nothing! Loans, credits are may now easily and readily available anywhere whoever wishes to, but we have to be very careful and might as well feel better knowing our priorities, even when we have less money in our wallet, we should remember that the most important thing is paying off debt should still be our top priority.

Many people turn to their credit cards when they need money and taking up loans is an easy thing but managing them effectively is the most difficult. Debt Solutions can easily and effectively help you to tackle your debt burden and it helps you to wrap up the debt pile that you have created. They enable the borrower to manage his multiple debts with options like debt consolidation, debt negotiation, debt elimination and credit counseling. Good news for you, because at ClearDebt you will be given a chance to apply at on their IVA program and once your application is approved, up to 70% or more of your debt will be written off.

What is IVA? It is a legally binding agreement between you and all the people and organizations you owe money to (your creditors). You can try to arrange an IVA when there is no real prospect of paying off all your debts.

What does ClearDebt can do for your debts?

• They will give you the most impartial free debt advice they can. They’ll never try to sell you anything: They don’t have telesales people.
  
• They give you and your family the best possible chance of a debt free future with minimal financial stress.
  
• ClearDebt is your path to a debt free future. Take the ClearDebt two-minute quick financial healthcheck and they’ll give you, free, a good idea of the seriousness (or not) of your situation and the options open to you.

Moreover, they will help you to clear your debts since:

• An IVA will cut the amount you owe (typically by 50% but in some cases by up to 70%)
• An IVA will freeze the interest you pay
• An IVA will legally prevent creditors taking action against you.

Like I said, when money is tight, you'll feel better knowing that you're taking steps to secure your financial future, not putting it at risk.