Yes, there are a great many reckless drivers on the road, and even if we regard ourselves as responsible drivers, doesn't still save us from any harm on the roads and hi-ways! In fact, there is always the chance of an errant accident. That is why car insurance should be highly considered.
It basically protects us from personal liability should we be in an accident. If you are in an accident and you are at fault you can be held personally responsible for the costs of medical bills if a person is injured and major monetary awards if a person is killed. These costs can all but ruin most families.
Think safety and security! Check carinsuranceqt.com for detalils.